Credit Officer Senior Credit Officer

The Credit Unit is responsible for the Bank´s Credit Risk Policies and Guidelines and provide an independent sign-off on all credit related proposals to the Mandate, Credit and Compliance Committee/Board of Directors. Further the unit is responsible for administration of the Bank´s Mandate, Credit and Compliance Committee and has the responsibility for rating frameworks and rating tools as well as the Bank´s work-out matters. The position offers an excellent insight and opportunity for cooperation with the Bank’s first line business activities as well as a unique opportunity to learn more about credit risk management. The Credit Officer reports to the Head of the Credit Unit.

Main responsibilities: 

• Assessment and sign-off on credit proposals prior to final decision in Mandate, Credit and Compliance Committee / Board of Directors
• Attending and participating in the Mandate, Credit and Compliance Committee administration work and meetings
• Development of the Bank’s credit policies and frameworks including rating tools, credit guidelines and credit control functions
• Monitoring of the Bank´s credit portfolio
• Training, communication, and information regarding credit policies and frameworks, tools and credit guidelines within the bank

Qualifications and Experience: 

• A master’s degree in finance, economics, or another related field
• Relevant (minimum 3-5 years) experience in banking/finance and/or from rating institutions including practical experience of credit risk assessment
• Experience from the Baltic market, mid-caps and/or Project Finance would be an asset
• Experience from banking, credit risk methodologies, rating tools, and risk-management concepts including relevant IT-skills
• Strong interpersonal skills as well as the ability to work both independently and collaboratively as part of a team with several stakeholders in a multicultural environment.
• A strong verbal and written command of English (knowledge of Nordic/Baltic languages would be an asset)
• Ability to thrive in a deadline-driven environment with excellent time management skills

Source: https://web103.reachmee.com/ext/I021/1694/job?site=9&lang=UK&validator=4bfe031fae830534256b473189e8db61&ref=https://www.nib.int/&ihelper=https://www.nib.int/who_we_are/our_people/jobs&job_id=228