Area Business Manager-Portfolio-AGRI-FIN-PROJECTS (AF)-Marketing Branches Operations
Job Role:
Mange portfolio of Agri SME customers.
Acceptable knowledge of respective geography & ability to quickly recruit team members.
To understand customers business models, decent ability t0 appraise financials & identify suitable NTB business opportunities for Working capital (fund based/ non-fund based) & Term loan facilities in Agri foo processing & MSME Industries/ fair knowledge of balance sheet.
Cross sell liability & other third party products on newly onbarded customers.
Closely work with Credit & Risk function, legal & technical Team, RCAD & GR/GTS team for smooth customer onboarding & effective rick management.
To collaborate with internal bank channels & develop open market sourcing thru DMA’s, CA’s & financials consultants.
Ability to develop network & channel in various business segments thru association & industry bodies, ware house managers etc.
Improve efficiency by monitoring & suggesting improvement in process basis ground reality & market trends.
Job Requirements:
CA/ PG Diploma/ PG in Banking & Finance/ Commerce etc.
Team handling experience required.
Strong oral & written communication.
Relationship management skill.
Leadership skill.
Local market knowledge will be added an advantage.
Minimum SME funding work experience should have 5 years.